Habitat for Humanity of Williamson County
511 West Meade Boulevard
Franklin TN 37064
Mission Statement

Habitat for Humanity of Williamson County (HFHWC), a faith-based organization, seeks to put God’s Love into action by partnering with communities to build affordable housing, inspire hope and life-changing stability for families through home ownership.

CEO/Executive Director Becket Moore
Board Chair Brian Smith
Board Chair Company Affiliation The LPS Group Morgan Stanley Wealth Management
History & Background
Year of Incorporation 1992
Organization's type of tax exempt status 501-C3
Financial Summary
Projected Expenses $1,881,170.00
Projected Annual Revenue $2,335,357.00 (2014)

Habitat for Humanity of Williamson County (HFHWC), a faith-based organization, seeks to put God’s Love into action by partnering with communities to build affordable housing, inspire hope and life-changing stability for families through home ownership.


Habitat for Humanity of Williamson County was established in 1992 and sold its first house in 1993. Since then, we have provided housing for 242 children and 171 adults in 127 homes built by partner families and community volunteers. Initially building one or two homes per year, we have grown to build more than 10 new homes per year for the last five years. The Craftsman-styled homes are all built to energy-saving standards to reduce environmental impact and minimize long-term utility costs for low-income home owners.


HFHWC initially built houses on individual lots in the City of Franklin and continues to build single-family homes there, primarily in an historic African American neighborhood. In 2010, we expanded home building to Spring Hill, TN in Maury County with a 13-home community in cooperation with a private developer. 2011 brought the purchase of a 19-home community in the City of Fairview. Both the Spring Hill and Fairview communities have home building currently in process, with building planned for Franklin.


HFHWC addresses the worldwide need to eliminate substandard housing by partnering with Habitat for Humanity International, providing funding to build homes for more than 58 families in Poland and in Mozambique, where many families have been ravaged by the AIDS epidemic.


In Williamson and Maury Counties, one of the fastest growing and most affluent areas in the country, there is a significant need for affordable housing, especially among school teachers, healthcare workers and public service employees. More than 6,000 such families, with household incomes averaging less than $27,000 per year, qualify to purchase a Habitat home. Female heads-of-household with children comprise about 70 percent of Habitat homebuyers; minorities and mixed-ethnic / multicultural families comprise about 85 percent.


HFHWC receives more than 100 first-time home owner applications annually. Once qualified, partner families are empowered through home ownership training and coached in budget development to reduce household debt and increase savings for future needs. “Sweat equity” requirements include helping to build their home in cooperation with local community volunteers. The end result is a well-constructed, energy-efficient, affordable home costing less in mortgage and related payments than a substandard rental dwelling. The process turns hope into home ownership and is truly life-changing for the families.


HFHWC is the largest provider of affordable home ownership opportunities for low-income families, serving Williamson and Maury Counties. HFHWC helps to strengthen families and communities by empowering qualifying families to work in partnership with volunteers and donors to move from substandard living conditions to home ownership.

HFHWC educates partner families to become successful first-time home owners, constructs affordable, energy-efficient homes to reduce long-term utility costs and improves housing stability for families and neighborhoods. Research shows that benefits to homeowners include: improved safety and security for their families and their neighborhoods; improved health for family members; improved educational performance and better behavior among their children; and enhanced civic and political participation.


Accomplishments from the past year:

§ HFHWC built 8 new homes and rehabilitated another home in the last year. These new homes helped 33 children and 27 adults obtain affordable home ownership.

Goals for the coming year:

§ We will build ten or more new homes for hard-working, low-income families, and

§ Rehabilitate/recycle one or more homes for resale to qualified partner families.



Our greatest needs include:

·         Financial sponsorship for the cost of building materials to construct energy-efficient homes.

·         Committed volunteers to aid in home construction, homebuyer education and ReStore operations, as well as fundraising and administrative support activities.

·         Financial support for homebuyer education and foreclosure prevention programs.

·         Funding to develop a 2-3 year reserve of buildable land in our service area.

·         Financial support to update information technology hardware, software, and network applications to current standards.


Other ways to donate, support, or volunteer

Home Sponsorships: To support the cost of constructing a new home or make an in-kind contribution of building materials or appliances, contact Becket Moore, Executive Director at bmoore@habitatwilliamson.org

Volunteer: To volunteer as a home builder or provide assistance in fundraising or administrative projects, contact our Volunteer Coordinator at info@habitatwilliamson.org

 ReStore: To donate gently used or new furniture, home accessories, lighting, building materials and appliances, visit our ReStore website at http://www.habitatwilliamson.org/restore/ or contact Ansel Rogers, ReStore Director at arogers@habitatwilliamson.org

Donate Your Car: Learn how you can donate a car, truck, boat, RV or other vehicle to Habitat's Cars for HomesTM vehicle donation program by calling 877.277.4344 or visiting www.carsforhomes.org
Service Categories
Primary Organization Category Housing, Shelter / Housing Development, Construction & Management
Secondary Organization Category Community Improvement, Capacity Building / Community & Neighbourhood Development
Tertiary Organization Category Education / Adult Education
Areas of Service
Areas Served
TN - Williamson
TN - Maury

HFHWC is currently building out a 19-home development in the City of Fairview and constructing homes on individual lots in the City of Franklin in Williamson County. We are also building homes for families in the City of Columbia in Maury County as part of a 13-home development.

Board Chair Statement

Habitat for Humanity of Williamson County helps families who are willing to partner with us move from hope to home ownership, thereby improving their lives and the lives of their children. Owning and maintaining their own home helps families build household wealth, contribute to the tax base and improve neighborhood property values and stability. Home ownership also contributes to improved school performance for their children; research has shown that children who live in their own home are 116% more likely to graduate college!


 HFHWC could not help families build for their future without strong community partnerships. Government entities, schools, churches, businesses, philanthropic foundations and individuals volunteer their time and talent and contribute their financial support to ensure that working families with limited financial means, who provide the backbone of our community infrastructure, are able to realize their dream of home ownership. 


 I have been honored to offer my professional expertise and personal support to the fulfillment of the mission of Habitat for Humanity of Williamson County. I invite you to partner with us, roll up your sleeves for a common cause and help make the dream of affordable home ownership a reality for a hard-working family.


 Richard Chapman, President

Board of Directors

CEO Statement

Habitat for Humanity of Williamson County provides a “hand up”, not a “hand-out”, to low-income, working families who dream of owning their own home. We do this by empowering families with home ownership training that helps them move beyond multi-generational poverty and lifestyle decisions that limit their potential. They are also required to actively participate in actually constructing their own home and help other partner families build theirs.  Finally, we make no profit on the homes we sell and offer no-interest mortgages to new home owners to make mortgage payments more affordable.


 The ministry of Habitat is service – providing the opportunity for communities of faith, businesses large and small, and individuals to join with families and share skills, knowledge and experiences while helping them to build their new homes. This transforms the lives of our partner families and volunteers by building a strong foundation for each family, which in turn builds stronger communities for a more promising future.


 Our larger community is strengthened by this commitment to eliminating substandard housing. Habitat repeats this commitment with each build, with each home dedicated, by providing decent, affordable housing for our neighbors.


 Becket Moore, Executive Director


HFHWC serves as developer and general contractor of our Craftsman-styled homes, responsible for land acquisition, development planning and securing zoning and other approvals. All homes meet Energy-Star certification specifications and ADA standards. A number of homes reserved each year for families with special needs. We also serve as the mortgage lender on all our houses, carrying the 20-year, 25-year or 30-year mortgages at zero-percent interest and no profit. 


 The average home cost in Williamson County is about $380,000; average rent for a 2-bedroom apartment is more than $850 per month; and 61% of renters pay 30% or more of household income for rent. Comparatively, monthly mortgage costs of a Habitat home (currently selling for $130,000 - $135,000 depending on size and location) range from $500 to $650, including property taxes and insurance. Even including maintenance and utility costs, this is usually less than what families might pay for substandard rental dwellings.

Category Housing, General/Other Affordable Housing
Population Served Families, Adults, Children and Youth (0 - 19 years)
Short Term Success Last year, we built ten houses and rehabilitated another one, providing 25 children and 13 adults with attractive, energy efficient homes.
Long term Success
HFHWC has built homes for 127 families since 1992.

HFHWC ReStore is a home improvement store selling new and gently used home furnishings and building materials at significant discounts. The store offers appliances, construction items, furniture and home décor, and is open to the general public, as well as to contractors and Habitat homeowners. This reuse-recycle concept helps our environment by minimizing land fill, as well as providing reasonably priced merchandise for do-it-yourselfers while helping to support building to serve another Habitat family.

Category Housing, General/Other Housing Support
Population Served General/Unspecified, ,
Short Term Success

Consolidating operations by closing our Columbia, TN store and relocating our Cool Springs store to Franklin, TN will save $20,000/year and help support affordable housing initiatives.

Long term Success

Started in 2005, Habitat ReStore has provided sales proceeds that have helped sustain HFHWC home building efforts while reducing landfill waste and recycling gently used furnishings and building supplies.


Partner families are recruited, qualified and selected based on: 1) living in inadequate/substandard/rent burdened housing; 2) having limited income (30 - 60% of Area Median Income); and 3) being willing to earn up to 500 hours of “sweat equity” by actually building their or others’ homes, attend mandatory homebuyers’ education classes and save $2,000 for closing costs.


 Working with expert volunteers, HFHWC provides mandatory Homebuyer Education classes for its future homeowners. Budgeting and personal finance classes prepare the applicants to handle the monetary requirements of buying a home and help them plan to reduce debt and increase savings. The sessions on home maintenance and the legal aspects of home buying and ownership provide practical knowledge and resources for the new homeowners. These classes build confidence and the foundation for the continued success of the Habitat homeowners.

Category Education, General/Other Guidance & Counseling
Population Served Adults, Poor,Economically Disadvantaged,Indigent, Minorities
Short Term Success

We helped eleven families, with 25 children and 13 adults, build their futures with new homes in the last year.

Long term Success

HFHWC has helped 127 families achieve the dream of affordable home ownership since 1992.


More than 2,400 volunteers contribute over 19,000 hours annually to help build a stronger future for partner families, their children and the community. These volunteers work as construction crew leaders, home builders, ReStore staff, administrative/fundraising support and members of the Board of Directors.


 Roughly 70 percent of an average 10-day build schedule for a Habitat house is completed through volunteer labor. Volunteers experience the pride and satisfaction of being part of a team-based effort. Home construction also provides an opportunity for individuals from different socio-economic backgrounds to interact in a meaningful way for the benefit of a partner family and the community. The work experience creates bonds and friendships between volunteers and homeowners who otherwise would never have met. It also promotes understanding among all involved of what it means to make a visible, permanent difference in the communities in which they live, work and study.

Category Philanthropy, Voluntarism & Grantmaking, General/Other Volunteer Training & Placement
Population Served General/Unspecified, ,
Short Term Success

Last year, 2,400 volunteers from 53 community groups contributed more than 19,000 hours to helping families build their dream homes. This represents the equivalent of more than nine full-time staff salaries, valued at approximately $400,000.

Long term Success Community volunteers have been an essential element in the success of HFHWC since we began.
CEO Comments
Our mission of providing affordable housing opportunities is successful in large part because of the homeowner education program. The budgeting and personal finance classes prepare the applicants to handle the monetary requirements of buying a home. The sessions on home maintenance and the legal aspects of home buying and ownership provide practical knowledge and resources for the new homeowners. These classes build confidence and the foundation for the continued success of the Habitat homeowners.
Our retail outlet, the ReStore, is supported by local donations of new and gently used appliances, furniture, construction materials and home decorating items. This reuse-recycle concept helps our environment, as well as providing reasonably priced merchandise for do-it-yourselfers while helping to support building to serve another Habitat family. 
During the 2013 build season, about 2,200 volunteers made it possible for Habitat for Humanity of Williamson County to sell 10 houses to qualified lower-income local buyers. Habitat houses are sold with a zero-percent mortgage, which the homeowners pay back over 25- to 30-year terms, providing new funds to support buying land and building more homes.
Becket Moore
Executive Director
Board Chair
Board Chair Brian Smith
Company Affiliation The LPS Group Morgan Stanley Wealth Management
Term Apr 2013 to Apr 2015
Email Brian.Smith@morganstanley.com
Board Members
Matthew Beata Boulevard Building GroupVoting
Chris Beck HPVoting
David Cox H3GM Law FirmVoting
Vince Dunavant CB Richard EllisVoting
Natalie Gandy WalmartVoting
Bill Gardner NICVoting
Wanda Graham RetiredVoting
Ron Kirsch OHS AssociatesVoting
Larry Lauder Community Health Systems, Inc.Voting
George Patton Voting
Justin Reinke SVP WorldwideVoting
Calvin Schimmel Affinion Group Information TechnologyVoting
Brian Smith Morgan Keegan & Company, Inc.Voting
Mary Ann Szabo Distinct Designs by Mary AnnVoting
Board Demographics - Ethnicity
African American/Black 2
Asian American/Pacific Islander 0
Caucasian 12
Hispanic/Latino 0
Native American/American Indian 0
Other 0
Board Demographics - Gender
Male 11
Female 3
Unspecified 0
Board Term Lengths 2
Board Term Limits 3
Board Meeting Attendance % 85%
Does the organization have written Board Selection Criteria? No
Does the organization have a written Conflict of Interest Policy? Yes
Percentage of Board Members making Monetary Contributions 100%
Percentage of Board Members making In-Kind Contributions 100%
Does the Board include Client Representation? No
Number of Full Board Meetings Annually 6
Standing Committees
Campus Planning and Development
Program / Program Planning
Project Oversight
Development / Fund Development / Fund Raising / Grant Writing / Major Gifts
Executive Director/CEO
Executive Director Becket Moore
Term Start Jan 2013
Email bmoore@habitatwilliamson.org
Full Time Staff 11
Part Time Staff 5
Volunteers 2200
Contractors 0
Retention Rate 75%
Plans & Policies
Does the organization have a documented Fundraising Plan? Yes
Does the organization have an approved Strategic Plan? Yes
Number of years Strategic Plan Considers 4
When was Strategic Plan adopted? Oct 2012
In case of a change in leadership, is a Management Succession plan in place? No
Does the organization have a Policies and Procedures Plan? Yes
Does the organization have a Nondiscrimination Policy? Yes
Preservation Award - New Residential Construction Under 2,500 SqFtHeritage Foundation of Franklin and Williamson County2011
Advocate of the YearNational Association of Home Builders2011
Agency of Distinction for Exemplary Support for People with DisabilitiesThe ARC of Tennessee2011
Fiscal Year
Fiscal Year Start July 01 2013
Fiscal Year End June 30 2014
Projected Revenue $2,335,357.00
Projected Expenses $1,881,170.00
Endowment Spending Policy N/A
Detailed Financials
Revenue and ExpensesHelpFinancial data for prior years is entered by foundation staff based on the documents submitted by nonprofit organizations.Foundation staff members enter this information to assure consistency in the presentation of financial data across all organizations.
Fiscal Year201320122011
Total Revenue$2,965,707$3,351,448$3,260,127
Total Expenses$2,540,188$3,681,826$2,837,716
Revenue Less Expenses$425,519($330,378)$422,411
Revenue SourcesHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available) and revenue sources may not sum to total based on reconciliation differences. Revenue from foundations and corporations may include individual contributions when not itemized separately.
Fiscal Year201320122011
Foundation and
Corporation Contributions
Government Contributions$0$0$206,662
Individual Contributions$1,091,992$756,837$1,042,932
Investment Income, Net of Losses$135$477$2,660
Membership Dues$0$0$0
Special Events$42,338$85,328$162,034
Revenue In-Kind$111,440$124,336$43,786
Expense Allocation
Fiscal Year201320122011
Program Expense$2,169,128$3,234,761$2,444,514
Administration Expense$203,386$191,885$211,850
Fundraising Expense$140,674$255,180$181,352
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses1.170.911.15
Program Expense/Total Expenses85%88%86%
Fundraising Expense/Contributed Revenue12%30%13%
Assets and Liabilities
Fiscal Year201320122011
Total Assets$7,201,461$6,831,993$6,520,098
Current Assets$5,794,734$5,480,901$5,379,898
Long-Term Liabilities$2,329,602$2,402,793$1,792,046
Current Liabilities$1,024,758$1,007,618$976,092
Total Net Assets$3,847,101$3,421,582$3,751,960
Short Term Solvency
Fiscal Year201320122011
Current Ratio: Current Assets/Current Liabilities5.655.445.51
Long Term Solvency
Fiscal Year201320122011
Long-Term Liabilities/Total Assets32%35%27%
Top Funding Sources
Fiscal Year201320122011
Top Funding Source & Dollar AmountProgram Service Revenue $1,269,885Program Service Revenue $2,331,027Program Service Revenue $1,282,684
Second Highest Funding Source & Dollar AmountContributions, Gifts & Grants $1,203,432Contributions, Gifts, and Grants $756,837Contributions, Gifts, and Grants $1,042,932
Third Highest Funding Source & Dollar AmountSales of Inventory (Net) $436,768Fundraising Events $85,328Net Income from Sales of Inventory $513,545
Capital Campaign
Is the organization currently conducting a Capital Campaign for an endowment or the purchase of a major asset? No
Capital Campaign Anticipated in Next 5 Years? No
State Charitable Solicitations Permit
TN Charitable Solicitations Registration Yes - Expires Dec 2014
Organization Comments
GivingMatters.com Financial Comments
Financials taken from the 990.
Financial documents prepared by Frasier, Dean & Howard, PLLC.
Comments provided by Beth Groves 3/18/14
Nonprofit Habitat for Humanity of Williamson County
Address 511 West Meade Boulevard
Franklin, TN 37064
Primary Phone (615) 690-8090
CEO/Executive Director Becket Moore
Board Chair Brian Smith
Board Chair Company Affiliation The LPS Group Morgan Stanley Wealth Management
Year of Incorporation 1992

Related Information

Affordable Housing

“Be it ever so humble, there’s no place like home.” In the United States, it is a typical expectation that everyone will have the opportunity to live in a decent and affordable home, in a community that promotes opportunity and a better quality of life in a secure and attractive environment. Families in poverty often do not achieve this expectation. Instead, many live in distressed neighborhoods, which often lack grocery stores, banks, and health resources. These neighborhoods typically have relatively high rates of crime and unemployment, as well as under-performing schools. Climbing out of poverty is even more difficult because of the lack of entry-level jobs in or near distressed neighborhoods, in combination with the lack of affordable housing in suburban communities where personal vehicles are often necessary to get to places of employment...


Homelessness is most visible in downtown urban settings, where individuals can be seen sleeping in public places and transporting their belongings in the stereotypical shopping cart. In reality, though, homelessness entraps many more people and families than those readily visible in typical urban environments. “Homelessness” implies that an individual or family does not have a permanent housing situation. According to this definition, individuals living in emergency shelters, transitional housing facilities, domestic violence shelters, or those traveling from couch to couch are all suffering from homelessness. An estimated 9,113 homeless persons lived in the state of Tennessee in 2011. Twenty-six percent of those homeless persons resided in the Middle Tennessee region...

Mapping Tennessee

Tennessee's population grew by an impressive 11.5% from 2000 to 2010. Browse our state's population growth and decline, changes in racial and ethnic concentrations and patterns of housing development, and view demographic information for specific counties on this interactive map, courtesy of NYTimes. By MATTHEW BLOCH, SHAN CARTER and ALAN McLEAN | Source: Census Bureau; socialexplorer.com


In Tennessee, gang presence has been on the rise since the late 1980s and early 1990s, when gangs first made a concerted push into the state. Since 2011, police have identified at least 5,000 gang members in Davidson County, and gang-related crimes have increased by 25%. Meanwhile, cities with 50,000 or fewer inhabitants have seen gang-related crimes triple in frequency nationally since 2005.

Public and Active Transportation for Middle Tennessee

One million more people will move to the Middle Tennessee region before 2035, making the lack of public transportation in this area a significant and pressing issue. Consensus is growing that expanded transportation options will be critical both to our future economic stability and growth, as well as the environmental well-being of our region. The need for better mobility in and access to small urban and rural communities is placing new emphasis on the availability of public transportation services, as this will be essential in sustaining and guiding growth in flourishing areas as well as revitalizing areas that continue to struggle.

Adult Literacy

If you can read this, you can fill out an application, write a check, shop for groceries, read to a child, and understand the bus schedule. What if you couldn’t? On top of that, what would happen if you couldn’t speak English? Renting an apartment and going to the doctor would be come terrifying and overwhelming. 44 million adults in the United States are unable to even read a simple story to a child, and 1 out of 5 Nashville adults is functionally illiterate.