Habitat for Humanity Williamson-Maury was established in 1992 and sold its first house in 1993. Since then, we have provided housing for 282 children and 197 adults in 202 homes built by partner families and community volunteers. Initially building one or two homes per year, we have grown to build more than 10 new homes per year for the last five years. The Craftsman-styled homes are all built to energy-saving standards to reduce environmental impact and minimize long-term utility costs for low-income home owners.
HFHWM initially built houses on individual lots in the City of Franklin and continues to build single-family homes there, primarily in an historic African American neighborhood. In 2010, we expanded home building to Spring Hill, TN in Maury County with a 13-home community in cooperation with a private developer. 2011 brought the purchase of a 19-home community in the City of Fairview. Both the Spring Hill and Fairview communities have home building currently in process, with building planned for Franklin.We officially merged with Maury County, which has built more than 50 homes since 1989 and will continue to grow to 12+ houses a year to serve our growing geographic territory.
HFHWM also provides funding to build homes for families in developing countries including, Haiti, Mozambique, and Lesotho where many families have been ravaged by the AIDS epidemic.
In Williamson County, one of the fastest growing and most affluent areas in the country, there is a significant need for affordable housing, especially among school teachers, healthcare workers and public service employees. More than 6,000 such families, with household incomes averaging less than $27,000 per year, qualify to purchase a Habitat home. Female heads-of-household with children comprise about 70 percent of Habitat home-buyers; minorities and mixed-ethnic / multicultural families comprise about 85 percent.
HFHWM receives more than 100 first-time home owner applications annually. Once qualified, partner families are empowered through home ownership training and coached in budget development to reduce household debt and increase savings for future needs. “Sweat equity” requirements include helping to build their home in cooperation with local community volunteers. The end result is a well-constructed, energy-efficient, affordable home costing less in mortgage and related payments than a substandard rental dwelling. The process turns hope into home ownership and is truly life-changing for the families.
HFHWM is the largest provider of affordable home ownership opportunities for low-income families in Williamson and Maury Counties of Middle Tennessee. HFHWM helps strengthen families and communities by empowering qualifying families to work in partnership with volunteers and sponsors to move from substandard living conditions to home ownership.
HFHWM educates partner families to become successful first-time home owners, constructs affordable, energy-efficient homes to reduce long-term utility costs and improves housing stability for families and neighborhoods. Research shows that benefits to homeowners include: improved safety and security for their families and their neighborhoods; improved health for family members; improved educational performance and better behavior among their children; and enhanced civic and political participation.
Accomplishments from the past year:
- HFHWM built 10 new homes in the past year. These homes helped 22 children and 12 adults obtain affordable home ownership and safe living conditions.
Goals for the coming year:
-We will build 10 new homes for hard-working, low-income families and complete one home rehab, serving a total of 11 families.
Our greatest needs include:
· Financial sponsorship for the cost of building materials to construct our energy-efficient, affordable homes.
· Committed volunteers to aid in home construction, provide home buyer education classes, and help at our ReStore retail store, as well as fundraising and administrative support .
· Financial support for home buyer education and foreclosure prevention programs.
· Funding to develop a 2-3 year reserve of buildable land in our service area (Williamson & Maury Counties).
· Financial support to update information technology hardware, software, and network applications to current standards.
Home Sponsorships: To support the cost of constructing a new home or make an in-kind contribution of building materials or appliances, contact Kim Randell, Development Director at email@example.com
ReStore: To donate gently used or new furniture, home accessories, lighting, building materials and appliances, visit our ReStore website at http://www.hfhwm.org/restore/ or contact Ansel Rogers, ReStore Director at firstname.lastname@example.org
HFHWM serves families in all of Williamson and Maury Counties. Build locations are dependent on land availability and community sponsors. We are currently building in Franklin, Fairview, Spring Hill and Columbia, TN.
Middle Tennessee is a beautiful place to live and raise a family. Ever since I moved here with my family, I’ve been fortunate to have a safe and affordable home, but real estate prices in this area prohibit many less fortunate families from working and living in this area. Even with mortgage interest rates at some of the lowest levels in years, home ownership can still be very difficult, if not impossible, for many Middle Tennesseans.
Thankfully, Habitat for Humanity of Williamson-Maury Counties is confronting this challenge head on to provide decent, low-cost homes for families in need. By partnering with leading businesses, churches, schools, individuals, philanthropic foundations and other institutions, Habitat is building dozens of new homes in the area each year for eligible families willing to put in a little of their own “sweat equity” to make their dream of home ownership a reality.
All of us associated with Habitat for Humanity are grateful for the amazing generosity and support that many have poured out to build new homes and improve lives in our community and while much is being done, so much more is needed. Unprecedented growth in both Williamson and Maury counties presents both new opportunities and new challenges. If you are not already part of the Habitat mission, please join us in helping provide a “hand up” to more families in need wanting to proudly enjoy home ownership in beautiful Middle Tennessee.
Vince Dunavant, President
Board of Directors
The ministry of Habitat is service – providing the opportunity for communities of faith, businesses large and small, and individuals to join with families and share skills, knowledge and experiences while helping them to build their new homes. This transforms the lives of our partner families and volunteers by building a strong foundation for each family, which in turn builds stronger communities for a more promising future.
Our larger community is strengthened by this commitment to eliminating substandard housing. Habitat repeats this commitment with each build, with each home dedicated, by providing decent, affordable housing for our neighbors.
Becket Moore, Executive Director
HFHWM serves as developer and
general contractor of our Craftsman-styled homes, responsible for land acquisition,
development planning and securing zoning and other approvals. All homes meet Energy-Star
certification specifications and ADA standards. A number of homes reserved each
year for families with special needs. We also serve as the mortgage lender on
all our houses, carrying the 20-year, 25-year or 30-year mortgages at zero-percent
interest and no profit.
The average home cost in
Williamson County is about $390,000; average rent for a 2-bedroom apartment is
more than $1,300 per month; and 65% of renters pay 30% or more of household
income for rent. Comparatively, monthly mortgage costs of a Habitat home
(currently selling for $145,000 depending on size and location) range
from $550 to $650, including property taxes and insurance. Even including
maintenance and utility costs, this is usually less than what families might
pay for substandard rental dwellings.
HFHWM ReStore is a home
improvement store selling new and gently used home furnishings and building
materials at significant discounts. The store offers appliances, construction
items, furniture and home décor, and is open to the general public, as well as
to contractors and Habitat homeowners. This
reuse-recycle concept helps our environment by minimizing land fill, as well as
providing reasonably priced merchandise for do-it-yourselfers while helping to
support building to serve another Habitat family.
operations by closing our Columbia, TN store and relocating our Cool Springs store
to Franklin, TN will save $20,000/year and help support affordable housing
Started in 2005,
Habitat ReStore has provided sales proceeds that have helped sustain HFHWC home
building efforts while reducing landfill waste and recycling gently used
furnishings and building supplies.
Partner families are recruited,
qualified and selected based on: 1) living in inadequate/substandard/rent
burdened housing; 2) having limited income (30 - 60% of Area Median Income);
and 3) being willing to earn up to 500 hours of “sweat equity” by actually building
their or others’ homes, attend mandatory homebuyers’ education classes and save
$2,000 for closing costs.
Working with expert volunteers, HFHWC
provides mandatory Homebuyer Education classes for its future homeowners. Budgeting and personal finance classes
prepare the applicants to handle the monetary requirements of buying a home and
help them plan to reduce debt and increase savings. The sessions on home
maintenance and the legal aspects of home buying and ownership provide
practical knowledge and resources for the new homeowners. These classes build
confidence and the foundation for the continued success of the Habitat
eleven families, with 25 children and 13 adults, build their futures with new
homes in the last year.
HFHWC has helped
127 families achieve the dream of affordable home ownership since 1992.
More than 2,400 volunteers
contribute over 19,000 hours annually to help build a stronger future for
partner families, their children and the community. These volunteers work as
construction crew leaders, home builders, ReStore staff, administrative/fundraising
support and members of the Board of Directors.
Roughly 70 percent of an average
10-day build schedule for a Habitat house is completed through volunteer labor.
Volunteers experience the pride and satisfaction of being part of a team-based
effort. Home construction also provides an opportunity for individuals from
different socio-economic backgrounds to interact in a meaningful way for the
benefit of a partner family and the community. The work experience creates
bonds and friendships between volunteers and homeowners who otherwise would
never have met. It also promotes understanding among all involved of what it
means to make a visible, permanent difference in the communities in which they
live, work and study.
Last year, 2,400
volunteers from 53 community groups contributed more than 19,000 hours to
helping families build their dream homes. This represents the equivalent of
more than nine full-time staff salaries, valued at approximately $400,000.
Indirect Public Support HelpIndirect public support represents revenue received through solicitation campaigns. This includes funding United Way and other federated fundraising organizations, but does not include donor designated contributions.
Earned Revenue HelpEarned revenue represents income generated in direct exchange for a product or service.Earned income includes income from government contracts.
“Be it ever so humble, there’s no place like home.” In the United States, it is a typical expectation that everyone will have the opportunity to live in a decent and affordable home, in a community that promotes opportunity and a better quality of life in a secure and attractive environment.
Families in poverty often do not achieve this expectation. Instead, many live in distressed neighborhoods, which often lack grocery stores, banks, and health resources. These neighborhoods typically have relatively high rates of crime and unemployment, as well as under-performing schools. Climbing out of poverty is even more difficult because of the lack of entry-level jobs in or near distressed neighborhoods, in combination with the lack of affordable housing in suburban communities where personal vehicles are often necessary to get to places of employment...
One million more people will move to the Middle Tennessee region before 2035, making the lack of public transportation in this area a significant and pressing issue. Consensus is growing that expanded transportation options will be critical both to our future economic stability and growth, as well as the environmental well-being of our region.
The need for better mobility in and access to small urban and rural communities is placing new emphasis on the availability of public transportation services, as this will be essential in sustaining and guiding growth in flourishing areas as well as revitalizing areas that continue to struggle.
In Tennessee, gang presence has been on the rise since the late 1980s and early 1990s, when gangs first made a concerted push into the state. Since 2011, police have identified at least 5,000 gang members in Davidson County, and gang-related crimes have increased by 25%. Meanwhile, cities with 50,000 or fewer inhabitants have seen gang-related crimes triple in frequency nationally since 2005.
If you can read this, you can fill out an application, write a check, shop for groceries, read to a child, and understand the bus schedule. What if you couldn’t? On top of that, what would happen if you couldn’t speak English? Renting an apartment and going to the doctor would be come terrifying and overwhelming. 44 million adults in the United States are unable to even read a simple story to a child, and 1 out of 5 Nashville adults is functionally illiterate.
Copyright © 2014 The Community Foundation of Middle Tennessee
3833 Cleghorn Avenue, Nashville, TN 37215