Habitat for Humanity Williamson-Maury
511 West Meade Blvd
Franklin TN 37064-3441
Mission Statement
 Habitat for Humanity Williamson-Maury, (HFHWM), a faith-based organization, seeks to put God’s love into action by partnering with communities to build affordable housing, inspire hope, and provide life-changing stability for families through home ownership.
CEO/Executive Director Becket Moore
Board Chair Vince Dunavant
Board Chair Company Affiliation CBRE
History & Background
Year of Incorporation 1992
Former Names
Habitat for Humanity of Williamson County
Organization's type of tax exempt status 501-C3
Financial Summary
Projected Expenses $1,975,735.00
Projected Annual Revenue $2,157,090.00 (2017)
 Habitat for Humanity Williamson-Maury, (HFHWM), a faith-based organization, seeks to put God’s love into action by partnering with communities to build affordable housing, inspire hope, and provide life-changing stability for families through home ownership.

Habitat for Humanity Williamson-Maury was established in 1992 and sold its first house in 1993. Since then, we have provided housing for 317 children and 232 adults in 204 homes built by partner families and community volunteers. Initially building one or two homes per year, we have grown to build more than 10 new homes per year for the last five years. The Craftsman-styled homes are all built to energy-saving standards to reduce environmental impact and minimize long-term utility costs for low-income home owners.


HFHWM initially built houses on individual lots in the City of Franklin and continues to build single-family homes there, primarily in an historic African American neighborhood. In 2010, we expanded home building to Spring Hill, TN in Maury County with a 13-home community in cooperation with a private developer. In 2011, HFHWM purchased a 19-home community in the City of Fairview which was completed in Spring 2016.  The Columbia community has home building currently in process, with building planned for Spring Hill and Franklin. We officially merged with Maury County, which has built more than 50 homes since 1989 and will continue to grow to 12+ houses a year to serve our growing geographic territory. 


HFHWM also provides funding to build homes for families in developing countries including, Haiti, Mozambique, and Lesotho where many families have been ravaged by the AIDS epidemic.


In Williamson County, one of the fastest growing and most affluent areas in the country, there is a significant need for affordable housing, especially among school teachers, healthcare workers and public service employees. More than 6,000 such families, with household incomes averaging less than $27,000 per year, qualify to purchase a Habitat home. Female heads-of-household with children comprise about 70 percent of Habitat home-buyers; minorities and mixed-ethnic / multicultural families comprise about 85 percent. 


HFHWM receives more than 100 first-time home owner applications annually. Once qualified, partner families are empowered through home ownership training and coached in budget development to reduce household debt and increase savings for future needs. “Sweat equity” requirements include helping to build their home in cooperation with local community volunteers. The end result is a well-constructed, energy-efficient, affordable home costing less in mortgage and related payments than a substandard rental dwelling. The process turns hope into home ownership and is truly life-changing for the families.


HFHWM is the largest provider of affordable home ownership opportunities for low-income families in Williamson and Maury Counties of Middle Tennessee. HFHWM helps strengthen families and communities by empowering qualifying families to work in partnership with volunteers and sponsors to move from substandard living conditions to home ownership.

HFHWM educates partner families to become successful first-time home owners, constructs affordable, energy-efficient homes to reduce long-term utility costs and improves housing stability for families and neighborhoods. Research shows that benefits to homeowners include: improved safety and security for their families and their neighborhoods; improved health for family members; improved educational performance and better behavior among their children; and enhanced civic and political participation.

 Accomplishments from the past year:

- HFHWM built 10 new homes in the past year. These homes helped 20 children and 12 adults obtain affordable home ownership and safe living conditions.

Goals for the coming year:

-We will build 10 new homes for hard-working, low-income families, complete one home rehab, and two critical home repair projects serving a total of 13 families. 



  Our greatest needs include:

·         Financial sponsorship for the cost of building materials to construct our energy-efficient, affordable homes.

·         Committed volunteers to aid in home construction, provide home buyer education classes, and help at our ReStore retail store, as well as fundraising and administrative support .

·         Financial support for home buyer education and foreclosure prevention programs.

·         Funding to develop a 2-3 year reserve of buildable land in our service area (Williamson & Maury Counties).

·         Financial support to update information technology hardware, software, and network applications to current standards.


Other ways to donate, support, or volunteer

Home Sponsorships: To support the cost of constructing a new home or make an in-kind contribution of building materials or appliances, contact Kim Randell, Development Director at krandell@hfhwm.org

Volunteer: To volunteer as a home builder or provide assistance in fundraising or administrative projects, contact our Volunteer Coordinator at ecouch@hfhwm.org.. 

 ReStore: To donate gently used or new furniture, home accessories, lighting, building materials and appliances, visit our ReStore website at http://www.hfhwm.org/restore/ or contact Ansel Rogers, ReStore Director at arogers@hfhwm.org

Donate Your Car: Learn how you can donate a car, truck, boat, RV or other vehicle to Habitat's Cars for HomesTM vehicle donation program by calling 877.277.4344 or visiting www.carsforhomes.org
Service Categories
Primary Organization Category Housing, Shelter / Housing Development, Construction & Management
Secondary Organization Category Community Improvement, Capacity Building / Community & Neighbourhood Development
Tertiary Organization Category Education / Adult Education
Areas of Service
Areas Served
TN - Williamson
TN - Maury

HFHWM serves families in all of Williamson and Maury Counties. Build locations are dependent on land availability and community sponsors. We are currently building in Franklin, Fairview, Spring Hill and Columbia, TN.

Board Chair Statement

Middle Tennessee is a beautiful place to live and raise a family. Ever since I moved here with my family, I’ve been fortunate to have a safe and affordable home, but real estate prices in this area prohibit many less fortunate families from working and living in this area. Even with mortgage interest rates at some of the lowest levels in years, home ownership can still be very difficult, if not impossible, for many Middle Tennesseans.

Thankfully, Habitat for Humanity of Williamson-Maury Counties is confronting this challenge head on to provide decent, low-cost homes for families in need. By partnering with leading businesses, churches, schools, individuals, philanthropic foundations and other institutions, Habitat is building dozens of new homes in the area each year for eligible families willing to put in a little of their own “sweat equity” to make their dream of home ownership a reality.

All of us associated with Habitat for Humanity are grateful for the amazing generosity and support that many have poured out to build new homes and improve lives in our community and while much is being done, so much more is needed. Unprecedented growth in both Williamson and Maury counties presents both new opportunities and new challenges. If you are not already part of the Habitat mission, please join us in helping provide a “hand up” to more families in need wanting to proudly enjoy home ownership in beautiful Middle Tennessee.

Vince Dunavant, President

Board of Directors

CEO Statement
 Habitat for Humanity  Williamson-Maury provides a “hand up”, not a “hand-out”, to low-income, working families who dream of owning their own home. We do this by empowering families with home ownership training that helps them move beyond multi-generational poverty and lifestyle decisions that limit their potential. They are also required to actively participate in actually constructing their own home and help other partner families build theirs.  Finally, we make no profit on the homes we sell and offer no-interest mortgages to new home owners to make mortgage payments more affordable.

 The ministry of Habitat is service – providing the opportunity for communities of faith, businesses large and small, and individuals to join with families and share skills, knowledge and experiences while helping them to build their new homes. This transforms the lives of our partner families and volunteers by building a strong foundation for each family, which in turn builds stronger communities for a more promising future.

 Our larger community is strengthened by this commitment to eliminating substandard housing. Habitat repeats this commitment with each build, with each home dedicated, by providing decent, affordable housing for our neighbors.

 Becket Moore, Executive Director


HFHWM serves as developer and general contractor of our Craftsman-styled homes, responsible for land acquisition, development planning and securing zoning and other approvals. All homes meet Energy-Star certification specifications and ADA standards. A number of homes reserved each year for families with special needs. We also serve as the mortgage lender on all our houses, carrying the 20-year, 25-year or 30-year mortgages at zero-percent interest and no profit. 


 The average home cost in Williamson County is about $433,000; average rent for a 2-bedroom apartment is more than $1,300 per month; and 65% of renters pay 30% or more of household income for rent. Comparatively, monthly mortgage costs of a Habitat home (currently selling for $145,000 depending on size and location) range from $550 to $650, including property taxes and insurance. Even including maintenance and utility costs, this is usually less than what families might pay for substandard rental dwellings.

Category Housing, General/Other Affordable Housing
Population Served Families, Adults, Children and Youth (0 - 19 years)
Short Term Success Last year, we built ten houses and rehabilitated another one, providing 22 children and 12 adults with attractive, energy efficient homes.
Long term Success
HFHWC has built homes for 127 families since 1992.

HFHWM ReStore is a home improvement store selling new and gently used home furnishings and building materials at significant discounts. The store offers appliances, construction items, furniture and home décor, and is open to the general public, as well as to contractors and Habitat homeowners. This reuse-recycle concept helps our environment by minimizing land fill, as well as providing reasonably priced merchandise for do-it-yourselfers while helping to support building to serve another Habitat family.

Category Housing, General/Other Housing Support
Population Served General/Unspecified, ,
Short Term Success

Consolidating operations by closing our Columbia, TN store and relocating our Cool Springs store to Franklin, TN will save $20,000/year and help support affordable housing initiatives.

Long term Success

Started in 2005, Habitat ReStore has provided sales proceeds that have helped sustain HFHWC home building efforts while reducing landfill waste and recycling gently used furnishings and building supplies.


Partner families are recruited, qualified and selected based on: 1) living in inadequate/substandard/rent burdened housing; 2) having limited income (30 - 60% of Area Median Income); and 3) being willing to earn up to 500 hours of “sweat equity” by actually building their or others’ homes, attend mandatory homebuyers’ education classes and save $2,000 for closing costs.


 Working with expert volunteers, HFHWC provides mandatory Homebuyer Education classes for its future homeowners. Budgeting and personal finance classes prepare the applicants to handle the monetary requirements of buying a home and help them plan to reduce debt and increase savings. The sessions on home maintenance and the legal aspects of home buying and ownership provide practical knowledge and resources for the new homeowners. These classes build confidence and the foundation for the continued success of the Habitat homeowners.

Category Education, General/Other Guidance & Counseling
Population Served Adults, Poor,Economically Disadvantaged,Indigent, Minorities
Short Term Success

We helped eleven families, with 25 children and 13 adults, build their futures with new homes in the last year.

Long term Success

HFHWC has helped 127 families achieve the dream of affordable home ownership since 1992.


More than 2,400 volunteers contribute over 19,000 hours annually to help build a stronger future for partner families, their children and the community. These volunteers work as construction crew leaders, home builders, ReStore staff, administrative/fundraising support and members of the Board of Directors.


 Roughly 70 percent of an average 10-day build schedule for a Habitat house is completed through volunteer labor. Volunteers experience the pride and satisfaction of being part of a team-based effort. Home construction also provides an opportunity for individuals from different socio-economic backgrounds to interact in a meaningful way for the benefit of a partner family and the community. The work experience creates bonds and friendships between volunteers and homeowners who otherwise would never have met. It also promotes understanding among all involved of what it means to make a visible, permanent difference in the communities in which they live, work and study.

Category Philanthropy, Voluntarism & Grantmaking, General/Other Volunteer Training & Placement
Population Served General/Unspecified, ,
Short Term Success

Last year, 2,400 volunteers from 53 community groups contributed more than 19,000 hours to helping families build their dream homes. This represents the equivalent of more than nine full-time staff salaries, valued at approximately $400,000.

Long term Success Community volunteers have been an essential element in the success of HFHWC since we began.
CEO Comments
Our mission of providing affordable housing opportunities is successful in large part because of the homeowner education program. The budgeting and personal finance classes prepare the applicants to handle the monetary requirements of buying a home. The sessions on home maintenance and the legal aspects of home buying and ownership provide practical knowledge and resources for the new homeowners. These classes build confidence and the foundation for the continued success of the Habitat homeowners.
Our retail outlet, the ReStore, is supported by local donations of new and gently used appliances, furniture, construction materials and home decorating items. This reuse-recycle concept helps our environment, as well as providing reasonably priced merchandise for do-it-yourselfers while helping to support building to serve another Habitat family. 
During our build seasons, about 2,200 volunteers make it possible for Habitat for Humanity of Williamson County to sell 10 houses to qualified lower-income local buyers. Habitat houses are sold with a zero-percent mortgage, which the homeowners pay back over 25- to 30-year terms, providing new funds to support buying land and building more homes.
Becket Moore
Executive Director
Board Chair
Board Chair Vince Dunavant
Company Affiliation CBRE
Term Jan 2015 to Dec 2016
Email vince.dunavant@cbre.com
Board Members
Chris Beck HPVoting
David Cox H3GM Law FirmVoting
Brian Delauter Nissan North AmericaVoting
Vince Dunavant CB Richard EllisVoting
Hugh Erwin Voting
Tom Feeney Bank of AmericaVoting
Matt Helton Voting
Mike Hickman Peak 10Voting
Brent Jean Capella HealthcareVoting
Mary Jones Voting
Jim Keffer HP
Ron Kirsch OHS AssociatesVoting
Bobby Krimmel First Farmers & Merchants BankVoting
Robin Langley Langley ConstructionVoting
Larry Lauder Community Health Systems, Inc.Voting
April Marbury DiversicareVoting
Chad Martin Eco-EnergyVoting
Ronnie McCoy Morgan StanleyVoting
Walter Mullen Community VolunteerVoting
Martin Plumlee Plumlee & AssociatesVoting
Justin Reinke BridgestoneVoting
Ray Ritz Night Running LLCVoting
Jennifer Shepard Avenue BankVoting
Larry York Voting
Board Demographics - Ethnicity
African American/Black 1
Asian American/Pacific Islander 0
Caucasian 23
Hispanic/Latino 0
Native American/American Indian 0
Other 0
Board Demographics - Gender
Male 21
Female 3
Unspecified 0
Board Term Lengths 2
Board Term Limits 3
Board Meeting Attendance % 85%
Does the organization have written Board Selection Criteria? No
Does the organization have a written Conflict of Interest Policy? Yes
Percentage of Board Members making Monetary Contributions 90%
Percentage of Board Members making In-Kind Contributions 90%
Does the Board include Client Representation? No
Number of Full Board Meetings Annually 6
Standing Committees
Development / Fund Development / Fund Raising / Grant Writing / Major Gifts
Executive Director/CEO
Executive Director Becket Moore
Term Start Jan 2013
Email bmoore@hfhwm.org
Full Time Staff 11
Part Time Staff 3
Volunteers 3500
Contractors 0
Retention Rate 80%
Plans & Policies
Does the organization have a documented Fundraising Plan? Yes
Does the organization have an approved Strategic Plan? Yes
Number of years Strategic Plan Considers 4
When was Strategic Plan adopted? Oct 2012
In case of a change in leadership, is a Management Succession plan in place? No
Does the organization have a Policies and Procedures Plan? Yes
Does the organization have a Nondiscrimination Policy? Yes
Preservation Award - New Residential Construction Under 2,500 SqFtHeritage Foundation of Franklin and Williamson County2011
Advocate of the YearNational Association of Home Builders2011
Agency of Distinction for Exemplary Support for People with DisabilitiesThe ARC of Tennessee2011
Williamson County Impact Award - Becket MooreNashville Business Journal2015
Williamson County Impact Award - Becket MooreNashville Business Journal2016
Fiscal Year
Fiscal Year Start July 01 2016
Fiscal Year End June 30 2017
Projected Revenue $2,157,090.00
Projected Expenses $1,975,735.00
Endowment Spending Policy N/A
Detailed Financials
Revenue and ExpensesHelpFinancial data for prior years is entered by foundation staff based on the documents submitted by nonprofit organizations.Foundation staff members enter this information to assure consistency in the presentation of financial data across all organizations.
Fiscal Year201520142013
Total Revenue$3,776,222$3,152,998$2,965,707
Total Expenses$3,648,009$2,935,717$2,540,188
Revenue Less Expenses$128,213$217,281$425,519
Revenue SourcesHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available) and revenue sources may not sum to total based on reconciliation differences. Revenue from foundations and corporations may include individual contributions when not itemized separately.
Fiscal Year201520142013
Foundation and
Corporation Contributions
Government Contributions$0$0$0
Individual Contributions$633,125$631,241$1,091,992
Investment Income, Net of Losses$1,691$235$135
Membership Dues$0$0$0
Special Events$51,185$60,820$42,338
Revenue In-Kind$169,982$124,754$111,440
Expense Allocation
Fiscal Year201520142013
Program Expense$3,244,109$2,512,081$2,169,128
Administration Expense$189,417$199,386$203,386
Fundraising Expense$214,483$224,250$140,674
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses1.041.071.17
Program Expense/Total Expenses89%86%85%
Fundraising Expense/Contributed Revenue31%32%12%
Assets and Liabilities
Fiscal Year201520142013
Total Assets$9,062,430$7,328,917$7,201,461
Current Assets$7,752,209$5,878,016$5,794,734
Long-Term Liabilities$2,082,824$2,117,147$2,329,602
Current Liabilities$1,737,283$1,147,388$1,024,758
Total Net Assets$5,242,323$4,064,382$3,847,101
Short Term Solvency
Fiscal Year201520142013
Current Ratio: Current Assets/Current Liabilities4.465.125.65
Long Term Solvency
Fiscal Year201520142013
Long-Term Liabilities/Total Assets23%29%32%
Top Funding Sources
Fiscal Year201520142013
Top Funding Source & Dollar AmountProgram Revenue $2,906,999Program Services $2,309,653Program Service Revenue $1,269,885
Second Highest Funding Source & Dollar AmountContributions, Gifts, and Grants $633,125Contributions, Gifts & Grants $631,241Contributions, Gifts & Grants $1,203,432
Third Highest Funding Source & Dollar AmountNoncash Contributions $169,982Noncash Contributions $124,754Sales of Inventory (Net) $436,768
Capital Campaign
Is the organization currently conducting a Capital Campaign for an endowment or the purchase of a major asset? No
Capital Campaign Anticipated in Next 5 Years? No
State Charitable Solicitations Permit
TN Charitable Solicitations Registration Yes - Expires Dec 2016
Organization Comments
GivingMatters.com Financial Comments
Financials taken from the 990.
Financial documents prepared by Frasier, Dean & Howard, PLLC.
Comments provided by Kathryn Bennett 4/6/16.
Nonprofit Habitat for Humanity Williamson-Maury
Address 511 West Meade Blvd
Franklin, TN 37064 3441
Primary Phone (615) 690-8090
Contact Email info@hfhwm.org
CEO/Executive Director Becket Moore
Board Chair Vince Dunavant
Board Chair Company Affiliation CBRE
Year of Incorporation 1992
Former Names
Habitat for Humanity of Williamson County

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