Habitat for Humanity of Williamson County (HFHWC), a faith-based organization, seeks to put God’s Love into action by partnering with communities to build affordable housing, inspire hope and life-changing stability for families through home ownership.
Habitat for Humanity of Williamson County was established in 1992 and sold its first house in 1993. Since then, we have provided housing for 242 children and 171 adults in 127 homes built by partner families and community volunteers. Initially building one or two homes per year, we have grown to build more than 10 new homes per year for the last five years. The Craftsman-styled homes are all built to energy-saving standards to reduce environmental impact and minimize long-term utility costs for low-income home owners.
HFHWC initially built houses on individual lots in the City of Franklin and continues to build single-family homes there, primarily in an historic African American neighborhood. In 2010, we expanded home building to Spring Hill, TN in Maury County with a 13-home community in cooperation with a private developer. 2011 brought the purchase of a 19-home community in the City of Fairview. Both the Spring Hill and Fairview communities have home building currently in process, with building planned for Franklin.
HFHWC addresses the worldwide need to eliminate substandard housing by partnering with Habitat for Humanity International, providing funding to build homes for more than 58 families in Poland and in Mozambique, where many families have been ravaged by the AIDS epidemic.
In Williamson and Maury Counties, one of the fastest growing and most affluent areas in the country, there is a significant need for affordable housing, especially among school teachers, healthcare workers and public service employees. More than 6,000 such families, with household incomes averaging less than $27,000 per year, qualify to purchase a Habitat home. Female heads-of-household with children comprise about 70 percent of Habitat homebuyers; minorities and mixed-ethnic / multicultural families comprise about 85 percent.
HFHWC receives more than 100 first-time home owner applications annually. Once qualified, partner families are empowered through home ownership training and coached in budget development to reduce household debt and increase savings for future needs. “Sweat equity” requirements include helping to build their home in cooperation with local community volunteers. The end result is a well-constructed, energy-efficient, affordable home costing less in mortgage and related payments than a substandard rental dwelling. The process turns hope into home ownership and is truly life-changing for the families.
HFHWC is the largest provider of affordable home ownership opportunities for low-income families, serving Williamson and Maury Counties. HFHWC helps to strengthen families and communities by empowering qualifying families to work in partnership with volunteers and donors to move from substandard living conditions to home ownership.
HFHWC educates partner families to become successful first-time home owners, constructs affordable, energy-efficient homes to reduce long-term utility costs and improves housing stability for families and neighborhoods. Research shows that benefits to homeowners include: improved safety and security for their families and their neighborhoods; improved health for family members; improved educational performance and better behavior among their children; and enhanced civic and political participation.
Accomplishments from the past year:
§ HFHWC built 8 new homes and rehabilitated another home in the last year. These new homes helped 33 children and 27 adults obtain affordable home ownership.
Goals for the coming year:
§ We will build ten or more new homes for hard-working, low-income families, and
§ Rehabilitate/recycle one or more homes for resale to qualified partner families.
Our greatest needs include:
· Financial sponsorship for the cost of building materials to construct energy-efficient homes.
· Committed volunteers to aid in home construction, homebuyer education and ReStore operations, as well as fundraising and administrative support activities.
· Financial support for homebuyer education and foreclosure prevention programs.
· Funding to develop a 2-3 year reserve of buildable land in our service area.
· Financial support to update information technology hardware, software, and network applications to current standards.
Home Sponsorships: To support the cost of constructing a new home or make an in-kind contribution of building materials or appliances, contact Becket Moore, Executive Director at firstname.lastname@example.org
ReStore: To donate gently used or new furniture, home accessories, lighting, building materials and appliances, visit our ReStore website at http://www.habitatwilliamson.org/restore/ or contact Ansel Rogers, ReStore Director at email@example.com
HFHWC is currently building out a 19-home development in the City of Fairview and constructing homes on individual lots in the City of Franklin in Williamson County. We are also building homes for families in the City of Columbia in Maury County as part of a 13-home development.
Habitat for Humanity of Williamson County helps families who are willing to partner with us move from hope to home ownership, thereby improving their lives and the lives of their children. Owning and maintaining their own home helps families build household wealth, contribute to the tax base and improve neighborhood property values and stability. Home ownership also contributes to improved school performance for their children; research has shown that children who live in their own home are 116% more likely to graduate college!
HFHWC could not help families build for their future without strong community partnerships. Government entities, schools, churches, businesses, philanthropic foundations and individuals volunteer their time and talent and contribute their financial support to ensure that working families with limited financial means, who provide the backbone of our community infrastructure, are able to realize their dream of home ownership.
I have been honored to offer my professional expertise and personal support to the fulfillment of the mission of Habitat for Humanity of Williamson County. I invite you to partner with us, roll up your sleeves for a common cause and help make the dream of affordable home ownership a reality for a hard-working family.
Richard Chapman, President
Board of Directors
Habitat for Humanity of Williamson County provides a “hand up”, not a “hand-out”, to low-income, working families who dream of owning their own home. We do this by empowering families with home ownership training that helps them move beyond multi-generational poverty and lifestyle decisions that limit their potential. They are also required to actively participate in actually constructing their own home and help other partner families build theirs. Finally, we make no profit on the homes we sell and offer no-interest mortgages to new home owners to make mortgage payments more affordable.
The ministry of Habitat is service – providing the opportunity for communities of faith, businesses large and small, and individuals to join with families and share skills, knowledge and experiences while helping them to build their new homes. This transforms the lives of our partner families and volunteers by building a strong foundation for each family, which in turn builds stronger communities for a more promising future.
Our larger community is strengthened by this commitment to eliminating substandard housing. Habitat repeats this commitment with each build, with each home dedicated, by providing decent, affordable housing for our neighbors.
Becket Moore, Executive Director
HFHWC serves as developer and
general contractor of our Craftsman-styled homes, responsible for land acquisition,
development planning and securing zoning and other approvals. All homes meet Energy-Star
certification specifications and ADA standards. A number of homes reserved each
year for families with special needs. We also serve as the mortgage lender on
all our houses, carrying the 20-year, 25-year or 30-year mortgages at zero-percent
interest and no profit.
The average home cost in
Williamson County is about $380,000; average rent for a 2-bedroom apartment is
more than $850 per month; and 61% of renters pay 30% or more of household
income for rent. Comparatively, monthly mortgage costs of a Habitat home
(currently selling for $130,000 - $135,000 depending on size and location) range
from $500 to $650, including property taxes and insurance. Even including
maintenance and utility costs, this is usually less than what families might
pay for substandard rental dwellings.
HFHWC ReStore is a home
improvement store selling new and gently used home furnishings and building
materials at significant discounts. The store offers appliances, construction
items, furniture and home décor, and is open to the general public, as well as
to contractors and Habitat homeowners. This
reuse-recycle concept helps our environment by minimizing land fill, as well as
providing reasonably priced merchandise for do-it-yourselfers while helping to
support building to serve another Habitat family.
operations by closing our Columbia, TN store and relocating our Cool Springs store
to Franklin, TN will save $20,000/year and help support affordable housing
Started in 2005,
Habitat ReStore has provided sales proceeds that have helped sustain HFHWC home
building efforts while reducing landfill waste and recycling gently used
furnishings and building supplies.
Partner families are recruited,
qualified and selected based on: 1) living in inadequate/substandard/rent
burdened housing; 2) having limited income (30 - 60% of Area Median Income);
and 3) being willing to earn up to 500 hours of “sweat equity” by actually building
their or others’ homes, attend mandatory homebuyers’ education classes and save
$2,000 for closing costs.
Working with expert volunteers, HFHWC
provides mandatory Homebuyer Education classes for its future homeowners. Budgeting and personal finance classes
prepare the applicants to handle the monetary requirements of buying a home and
help them plan to reduce debt and increase savings. The sessions on home
maintenance and the legal aspects of home buying and ownership provide
practical knowledge and resources for the new homeowners. These classes build
confidence and the foundation for the continued success of the Habitat
eleven families, with 25 children and 13 adults, build their futures with new
homes in the last year.
HFHWC has helped
127 families achieve the dream of affordable home ownership since 1992.
More than 2,400 volunteers
contribute over 19,000 hours annually to help build a stronger future for
partner families, their children and the community. These volunteers work as
construction crew leaders, home builders, ReStore staff, administrative/fundraising
support and members of the Board of Directors.
Roughly 70 percent of an average
10-day build schedule for a Habitat house is completed through volunteer labor.
Volunteers experience the pride and satisfaction of being part of a team-based
effort. Home construction also provides an opportunity for individuals from
different socio-economic backgrounds to interact in a meaningful way for the
benefit of a partner family and the community. The work experience creates
bonds and friendships between volunteers and homeowners who otherwise would
never have met. It also promotes understanding among all involved of what it
means to make a visible, permanent difference in the communities in which they
live, work and study.
Last year, 2,400
volunteers from 53 community groups contributed more than 19,000 hours to
helping families build their dream homes. This represents the equivalent of
more than nine full-time staff salaries, valued at approximately $400,000.
Indirect Public Support HelpIndirect public support represents revenue received through solicitation campaigns. This includes funding United Way and other federated fundraising organizations, but does not include donor designated contributions.
Earned Revenue HelpEarned revenue represents income generated in direct exchange for a product or service.Earned income includes income from government contracts.
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